Tips from Virsage: Shopping Online Securely - November 2017
Posted by Andrea Montgomery on 15 November 2017 10:31 AM
Tips from Virsage: Shopping Online Securely
Shopping Online Securely
‘Tis the Season to Be Cautious
The holiday season is close upon us and soon millions of people around the world will be looking to buy the perfect gifts. Many of us will choose to shop online in search of a great deal and avoid long lines and impatient crowds. Unfortunately, this is also a criminal’s favorite time of the year to commit online or financial fraud. This month, we explain the dangers of shopping online and ways you can protect yourself.
Jonathan Homer (@JonathanLHomer) is a recognized leader in the Cyber Security Awareness industry and is active within both the government and private sectors. Jon specializes in audience engagement and leading edge training techniques.
Fake Online Stores
While most online stores are legitimate, some are not; they are fake websites set up by criminals. Criminals create these fake websites by copying the look of or using the name of well-known stores. They then use these websites to prey on people who are looking for the best deal possible. When you search online for the absolute lowest prices, you may be directed to one of these fake websites.
When selecting a website to purchase a product, be wary of websites advertising prices dramatically cheaper than anywhere else or offering products sold out nationwide. The reason their products are so cheap or available is because what you will receive is not legitimate, is a counterfeit or stolen item or, in some cases, you never even receive anything. Protect yourself by doing the following:
Your Computer/Mobile Device
In addition to shopping at legitimate websites, you want to ensure your computer or mobile device is secure. Cyber criminals will try to infect your devices so they can harvest your bank accounts, credit card information and passwords. Take the following steps to keep your devices secured:
Your Credit Card
Keep an eye on your credit card statements to identify suspicious charges. You should review your statements regularly, at a minimum at least once per month. Some credit card providers give you the option of notifying you by email or text messages every time a charge is made to your card or when charges exceed a set amount. Another option is to have one credit card just for online purchases. That way, if it is compromised, you can easily change the card without impacting any of your other payment activities. If you believe fraud has been committed, call your credit card company right away and explain the situation. This is also why credit cards are better for online purchases than debit cards. Debit cards take money directly from your bank account, and if fraud has been committed, it can be far more difficult to get your money back.
Finally, there is new technology that enables you to pay without exposing your credit card number. Consider credit cards that generate a unique card number for every online purchase, or use well-known payment services, such as PayPal, which do not require you to disclose your credit card number to the vendor.
OUCH! is published by SANS Securing The Human and is distributed under the Creative Commons BY-NC-ND 4.0 license. You are free to share or distribute this newsletter as long as you do not sell or modify it. For past editions or translated versions, visit https://www.securingthehuman.org/ouch/archives. Editorial Board: Bill Wyman, Walt Scrivens, Phil Hoffman, Bob Rudis